Ultra Technology Solutions believes that as the Internet evolves so will our business practices. One of the best examples of this evolution is The Prosper Marketplace. Prosper is like the eBay of loans and investments.

People who are in need of a loan, regardless of their credit history, can post their requested amount, and their desired interest rate on this site.

People who have money to lend, and are looking for a decent interest return on their money, then bid on portions of this loan request.

Borrowers are paying off credit cards, repairing credit, purchasing vehicles, buying toys, you name it people are browning money for it using Prosper. Check out Prosper before you use your credit card or go to a bank, it costs nothing to join and nothing to post a loan request. All credit types have been approved, many times with a lower interest rate than a bank would provide.
                            

On the lender side, the risk is up to each person bidding on the loans. The credit rating of each borrower is listed from AA to HR (High Risk). The lower the credit rating, the better interest the lender will make on the loan. I personally stick in the C credit rating and am earning an average of 18% on the money I have lent. This sure does beat what the banks are willing to pay!